Terms and Conditions of Use

Last Updated: 8 Ogos 2023

Thank you for using www.bcl.my ("Website"). These Terms and Conditions ("Terms") outline the rules and responsibilities that apply to users when accessing and using the Website. By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms in full. If you do not agree to any part of these Terms, please discontinue your use of the Website immediately.

1. Acceptance of Terms

By using bcl.my, you agree to these Terms & Conditions. If you do not agree, please do not use our services.

2. Services Provided

bcl.my offers a payment platform that allows businesses to create payment links and accept payments from various methods, including FPX, credit cards, and Buy Now, Pay Later (BNPL) options. We also support cross-border payments and recurring payments.

3. Eligibility

By using bcl.my, you confirm that you are at least 18 years old and have the legal authority to enter into a binding contract.

4. User Responsibilities

You agree to use bcl.my for lawful purposes only. You are responsible for ensuring that your use of the service complies with all applicable laws and regulations.

5. Payment and Fees

Our services operate on a pay-as-you-go basis. You will be charged per successful transaction, with fees clearly displayed upfront. No monthly subscriptions are required unless stated otherwise.

6. Transaction Security

bcl.my ensures secure transactions by using industry-standard encryption and security protocols. However, we are not liable for unauthorized transactions resulting from user negligence.

7. Refunds and Disputes

All transactions made via bcl.my are final. We are not responsible for managing refunds or disputes between users and their customers. Disputes should be handled between the parties involved.

8. Cross-Border Payments

Our service supports payments from certain countries without the need for a local bank account or company setup. Please note that additional fees or processing times may apply for cross-border transactions.

9. Termination of Service

We reserve the right to suspend or terminate access to our services if we detect any fraudulent activity, misuse, or violation of these terms.

10. Liability Limitations

bcl.my is not liable for any direct, indirect, incidental, or consequential damages resulting from the use of our platform, including but not limited to data loss, system errors, or payment delays.

11. Changes to the Terms

bcl.my reserves the right to modify or update these Terms & Conditions at any time. Any changes will be posted on this page, and your continued use of the service implies acceptance of the updated terms.

12. Governing Law

These terms shall be governed by and interpreted in accordance with the laws of Malaysia.

13. Contact Information

For any questions or concerns regarding these terms, please contact us at hi@bcl.my.